Finance information

For the purposes of this website, finance is simply defined as the creating, saving, budgeting, borrowing, and investing of money.  Please keep in mind, I don't work in finance nor am I a finance counselor.   The opinions, ideas, and suggestions are based on my experiences -  shared for entertainment purposes only.  

Personal Finance

Budget and investment help

• Budget recommendations
• Investment recommendations
• Budget example
  • Budget example - instructions
  • Budget example - Microsoft Excel file
• Budget and investment supporting files

Budget links

• Personal Capital - Use Personal Capital to consolidate your bank and investment accounts.
• Practical Money Skills for all ages
• House loan calculation
• House Amortization Schedule with Irregular Payments
• Why budget?  The Impact of Lifestyle - This was created for the "fire" movement (Financial Independence, Retire Early) but it shows the impact of budgeting/investing and the consequences of making wrong decisions. 

IInvestment links

• Investment principles - Investment basics - very hard to go wrong following this path.
• Bogleheads® financial literacy project - detailed class in investing.
• Smart investing for beginners - Great overview. 
• Investopedia.com (Try the free investment simulator) - Great site to understand finance.
• Investing for Beginners
• Retirement Calculator
• Backtest Portfolio Asset Allocation